How to Handle Mail, Bills, and Healthcare While RVing

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Jul 14
4 min read

How to Handle Mail, Bills, and Healthcare While RVing

When you're preparing to move into an RV full time, you're likely dreaming of the financial freedom, adventure, and exciting outdoor exploration you'll get to enjoy. However, to truly enjoy your RV life, you have to be prepared for the less exciting, but totally necessary components. One of the most overlooked parts of preparing for full-time RV life? The boring but essential stuff: mail, bills, and healthcare.

Living on the road comes with incredible freedom, but without a fixed address or routine, it's easy to lose track of important logistics. Here's how to stay organized, stay covered, and stay sane while traveling full-time in your RV.

How to Handle Mail as a Full-Time RVer

You won’t have a traditional mailbox, but that doesn’t mean you have to go off-grid. There are a few ways you can handle this challenge, depending on your location, support system, and needs. Here are your main options:

Use a Mail Forwarding Service: Companies like Escapees, MyRVmail, and Traveling Mailbox specialize in forwarding mail to RVers. They give you a legal address, scan your mail, and let you view or forward it on demand.
Use a Trusted Friend or Family Member: Some RVers designate a loved one as their “mail hub.” Just be sure they’re willing and able to manage it long-term. This might work well for you if you plan to return to their location on a somewhat regular basis, but if you'll be all over the country moving locations every few days, this can become a stressor on the relationship.
Use General Delivery (Temporary Option): Many post offices accept general delivery mail. You can have mail sent to a town you're visiting, addressed to Your Name, General Delivery, City, State ZIP. Just call ahead to confirm that the post office in your location participates.

Managing Bills on the Road

With paper billing off the table, it's all about going digital and staying organized. Luckily, nearly every bill will have a paperless option for you. Here's what you need to do:

Set Up Auto Pay for Recurring Bills: Put your phone, insurance, credit cards, and subscriptions on auto-pay through a secure bank account or credit card.
Use Online Banking Apps: Make sure your bank has a good mobile app for depositing checks, checking balances, and moving funds.
Track Spending: Use a budgeting app like YNAB, Every Dollar, or Goodbudget to stay on top of RV-related expenses like gas, campground fees, and repairs.
Always Carry a Backup Card: Unfortunately, fraud or loss happens. Keep a second card in a secure place inside your rig just in case you're dealing with this and have to wait for a bit to get a new card mailed to you.

Healthcare While RVing

Many RVers forget to make a plan for this factor, especially if they are young and generally healthy. However, you want to have a plan before you're in a difficult healthcare situation. This one gets tricky, but with a little planning, you can still get great care while living on the road.

Here are some of your options:

Choose a Nationwide Health Plan: Not all insurance covers you out of state. Look for plans with nationwide PPO networks. This is especially important for full-time RVers who won't have a home base, but even if you're only going to be gone part time you may be glad to have the flexibility while you're on the road.
Use Telehealth Services: Many providers offer virtual doctor visits, which is perfect when you’re far from a clinic. Companies like Teladoc or Amwell can fill gaps between in-person care.
Keep Digital Medical Records: Keep a PDF of your medical history, prescriptions, and insurance cards on a secure cloud service. If you need care in a new town, you’ll have everything you need.
Use National Pharmacy Chains: CVS, Walgreens, and Walmart can fill your prescriptions almost anywhere, and they often have walk-in clinics for basic medical care. You can sometimes even transfer your prescriptions online when you switch locations.
Plan Annual Visits Strategically: If you travel seasonally, be sure to schedule checkups, dentist appointments, and eye exams when you return to your home base or a familiar city.

Final Thoughts: Stay Organized, Stay Free

Freedom is one of the best parts of RV life, but freedom without a plan can lead to missed bills, lost mail, or gaps in healthcare coverage. Take the time to set up smart systems before you hit the road, and future you will thank you. With the right tools and mindset, you can stay connected, healthy, and financially sound, no matter where your life on the road takes you.

If you're looking for a place to relax in the Dallas area, we have the perfect spot for you! Visit us at Southern Belle RV Park, where we offer our guests: